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Q. |
IS PROPERTY INVESTMENT FOR HIGH INCOME
EARNERS OR THE WEALTHY? |
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| A. |
No.
Statistically in Australia – over 70%
of property investors are on incomes between $35,000 & $40,000
per annum.
Over 90% of all millionaires become
so through investment in property. (Australian
Bureau of Statistics).
It’s not how much you earn that
counts, it’s what you do with what you earn. |
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Q. |
DO I NEED A LARGE DEPOSIT TO PURCHASE
AN INVESTMENT PROPERTY ? |
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| A. |
No.
A $1,000 holding deposit is all you require when purchasing
an investment property. |
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Q. |
WHY INVEST IN PROPERTY – AS
OPPOSED TO SHARES OR TERM DEPOSITS? |
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| A. |
Property
is regarded as the safest, trusted & most effective
means of creating financial freedom & long-term
security.
In plain terms, negative gearing allows you to
borrow money to purchase an income producing property,
to claim a tax deduction for many expenses you
incur running that income producing property – including
loan interest.
Your tax rebates – along with your rental
income are used to pay off your loan, with the minimum
amount coming out of your own pocket.
So the tax man & your tenants will have paid
most of your running costs & your investment
properties will eventually more than doubled in value. |
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Q. |
WHY ARE SOME PROPERTY INVESTORS MORE
SUCCESSFUL THAN OTHERS ? |
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| A. |
There is a risky way to invest - & then
there is the smart way to invest in property. |
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We will show you the proven
formula that we follow ourselves with our property
own investments, & has also helped all of
our clients build highly successful property portfolios – quickly. |
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Ensuring you have the best
finance structure to suit your needs today & to
take you to your goals for tomorrow. |
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Giving you the opportunity
of buying the best properties, in the top growth
locations in South East Queensland, directly from
developers – before being released to the
public. |
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Q. |
WHEN IS THE BEST AGE TO START INVESTING
IN PROPERTY ? |
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| A. |
As soon as you can comfortably & safely
afford to do so.
Time is money in property & the sooner you start - the
sooner you’ll achieve your goal of financial
freedom. |
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Q. |
HOW DO I CLAIM TAX DEDUCTIONS FOR
MY INVESTMENT PROPERTIES ? |
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| A. |
Once your investment property is completed,
a depreciation schedule will be done to ensure you maximise
your tax deductions for the property.
Your accountant will then send this information
to the ATO, & if you’re on a PAYE
wage or salary, you can get your tax deductions
back every week. |
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Q. |
WHAT IS THE ADVANTAGE FOR ME IN PURCHASING
A NEW HOUSE & LAND PACKAGE – OFF-THE-PLAN ? |
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A. |
You save $$$$$. |
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When you purchase a new house and land
package, off-the-plan, you are buying a property with
built in profits, at today’s prices.
You save over 50% on Stamp Duty.
You save considerably more tax, over a longer period
of time.
And you will benefit from a higher rental return, as
a beautiful new home will attract quality tenants. |
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Q. |
WHAT IF I BECOME UNEMPLOYED? |
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| A. |
Landlord Insurance, Income Protection & Life
Insurance are all safety nets for you..
Also your finance structure will be set-up to allow
a significant ‘buffer’ of money – that
is set aside.
This is your ‘in case’ money. You
are not charged interest on this - & it is there
to cover your costs – should you need it. |
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Q. |
WHAT ABOUT RISING INTEREST RATES ? |
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| A. |
Your finance structure will be set up
to meet your needs today, & to give you the flexibility
you will require in the future.
When we buy the best investment properties, in high-growth
locations, the capital growth we achieve will by far
out-weigh any increases in interest rates.
Your financial ‘buffer’ is also there for
this reason – should you require it. |
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Q. |
WHAT IF I CAN’T FIND A TENANT
FOR OUR INVESTMENT PROPERTY ? |
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| A. |
Landlord Insurance is a safety net
to protect you & is tax deductible.
There is a massive demand for rental properties throughout
South East Queensland.
We have a shortage of 48,000 homes in Queensland & vacancy
rates are at an all time low for rental properties.
We have 70% home ownership in Australia – giving
the market security, reliability & predictability
for investment properties.
Therefore the residential property market is not dominated
by investors & this provides a built-in safety
net for the market.
Everybody must be housed, whether they rent or they
are owner occupiers. No matter who occupies the property,
the capital growth is still generated for the owner. |
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Q. |
WHAT IF MY INVESTMENT PROPERTY IS DAMAGED
? |
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| A. |
Your landlord insurance will cover most
forms of damage. |
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Q. |
WHO MANAGES MY INVESTMENT PROPERTY ? |
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| A. |
We can refer you to professional Property
Management companies – who will work for you to ensure
you have the best tenants in your properties. |
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Q. |
WE’VE GOT ABOUT 9 YEARS TO
RETIREMENT, HAVE LEFT IT TOO LATE TO ACHIEVE FINANCIAL
FREEDOM ? |
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| A. |
NO.
No matter what stage of life you’re at, by
setting goals now & planning ahead, you’ll
prepare yourself for whatever opportunities and obstacles
that may present themselves along the way.
For most mature people, the greatest fear is that they
will live longer than their money & fear of poverty
is the number one fear.
Sadly, so few take action to prevent poverty or are
blissfully ignorant of what the future holds for them.
There are six main reasons why 93% of the population
do nothing about tackling their fear of poverty & they
are:
- Lack of knowledge & support
- Indifference
- Indecision & Doubt
- Worry/Fear
- Not taking Action
- Past negative experiences
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